Bitcoin-secured loan

Unleash the potential of your crypto assets - get cash loans without selling your crypto!

Representative example: Representative example: The representative example for Crypto Loan in the amount of SEK 10,000 repayment with minimum payments in 24 months: annual fee 0 SEK, withdrawal fee 0 SEK, invoice fee 0 SEK, annual interest rate 40%, effective interest rate 46.55%; the first payment is SEK 615 of which SEK 198  refers to interest, SEK 417  refers to amortization, the second payment is SEK 780, of which SEK 363  relates to interest and SEK 417  relates to amortization, etc; total amount to pay after 24 months is SEK 14,049 of which SEK 4,049 refers to interest; Minimum payment is consisting of  1/24 of the granted loan amount and accrued interest.

What is CryptoLoan?

CryptoLoan is a convenient smart lending product designed to allow you to enjoy the value of your Bitcoin without selling them. Applying for a smart loan is simple - choose the amount you would like to borrow and secure this loan amount with calculated collateral. CryptoLoan ensures the highest liquidity - repay the loan whenever it is convenient for you and enjoy benefits of holding crypto assets before the loan due date.

About us

CryptoLoan is a smart lending product - collateralized loan developed by the alternative financial services provider VIA SMS Group operating across Europe. Since founding, the company has expanded its operations to 6 countries and has grown into one of the leading European consumer lenders. VIA SMS Group has developed an extensive product portfolio with more than 10 different brands and products from ranging from consumer lending products and payment card SAVA.card with a credit line to the peer-to-peer lending platform VIAINVEST. Company headquarters are located in Riga, Latvia, but it’s subsidiaries are also operating in Sweden, Poland, Czech Republic, Spain and Romania. In total VIA SMS Group is employing more than 150 professionals across Europe. In 2014 VIA SMS Group has issued company bonds on Nasdaq Baltic stock exchange market.

  • € 18 828 000 net loan portfolio in 2017
  • € 97 047 000 total value of issued loans in 2017
  • € 2 779 456 EBITDA in 2017
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  • 10.2009. establishing of VIA SMS Group and VIASMS.lv
  • 12.2009. VIASMS.lv issues the first loan
  • 04.2010. VIASMS.lv portfolio reaches 100 000 EUR
  • 10.2010. VIA SMS Group has issued 10 000 loans
  • 11.2010. VIA SMS Group reaches 10 000 registered clients
  • 12.2010. VIASMS.cz launch in the Czech Republic
  • 04.2011. VIASMS.pl launch in Poland
  • 06.2011. VIASMS.lv obtains the license issued by Consumer Rights Protection Centre
  • 06.2011. VIA SMS Group reaches 50 000 registered clients and 50 000 issued loans
  • 09.2011. VIA SMS Group launches an installment loan product VIACREDIT.lv
  • 10.2011. VIACONTO.se launch in Sweden
  • 12.2011. VIA SMS Group reaches 100 000 registered clients and more than 100 000 issued loans
  • 02.2012. VIA SMS Group portfolio reaches 5 000 000 EUR
  • 10.2012. more than 300 000 loans are issued
  • 12.2012. number of customer registrations reach 300 000
  • 05.2013. VIA SMS Group employs more than 100 staff around Europe
  • 07.2013. total portfolio of VIA SMS Group reaches 8 000 000 EUR
  • 07.2013. VIA SMS Group has issued more than 500 000 loans
  • 12.2014. VIA SMS Group issues company bonds worth 12 000 000 EUR on NASDAQ OMX Baltic Market
  • 02.2015. VIACONTO.es launch in Spain
  • 09.2015. VIA SMS Group has issued 1 000 000 loans
  • 04.2016. VIA SMS Group launches savings product VIASPAR in Sweden
  • 08.2016. the payment card with credit line SAVA.card is launched in Latvia
  • 12.2016. the launch of peer-to-peer lending platform VIAINVEST
  • 06.2017. peer-to-peer lending platform VIAINVEST hits 10 million EUR in funded loans
  • 07.2017. VIA SMS Group launches consumer lending brand Cashalot in Poland
  • 01.2018. VIACONTO.ro launch in Romania

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Management team

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VIA SMS Group in media

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